![]() ![]() Go to a local supermarket and avoid convenience stores.Buy essentials in bulk, such as rice or grains as this is cheaper than buying small amounts often.Make a list before you go grocery shopping – and stick to it!.You can sometimes get a discount with energy providers if you set up a direct debit payment, so check before you sign up! Shopping tips Often, companies will give you a discount if you sign up to more than one service. Shop around for the best deals on phone and internet plans, or utilities such as electricity and gas. Keep track of important dates such as when your uni fees are due and put them in your calendar - remember to turn on an alert too! To find out more about your fees see UTS international student tuition fees. Knowing when a big expense is coming up will help you to plan for it. You may have to visit a branch to verify your identity and open your account. Other banks like HSBC have accounts where you can use currencies other than Australian dollars. ![]() Some Australian banks like Westpac and Commonwealth Bank have accounts that cater to new overseas arrivals. Open a local bank accountīy opening a bank account when you arrive in Australia, you will avoid international fees and high exchange rates. Visit our cost of living page to find out how much money you need in order to live in Sydney. The Australian Government has also created a budget planner resource on the MoneySmart website (opens external site). Learn more about budgeting apps on the financial help for students page. If you are spending more than you earn, you can use a budgeting app to help take control of your spending. Record your income over a month and then subtract your monthly expenses. How much do you spend on rent, transport, bills, groceries and entertainment? And how much income do you receive a month? Getting this information from your bank statement or mobile app is a vital part of managing your money. Students with accessibility requirements.Short course and microcredential participants.International Studies and Social Sciences.
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